Banking Class 11 Syllabus

This course is a planned sequence of instructions consisting of Units meant for developing employability and vocational competencies of students of Class XI opting for vocational subject along with general education subjects.

Part B: Vocational Skills (50 Marks)

Unit-1: Introduction

• Definition of Bank - Basic functions of Banker.
• Banking System in India.
  • (i) Commercial Banks.
  • (ii) Private Sector Banks.
  • (iii) Public Sector Banks.
  • (iv) Foreign Banks.
  • (v) Regional Rural Banks.
  • (vi) Co-operative Banks.
• Reserve Bank of India.

Unit-2: Banker and Customer

• Relationship between Banker and Customer.
• Special Types of Customers.
• Retail & Wholesale Banking.
• Deposit Accounts – Savings Accounts, Current Accounts, Fixed Deposit Accounts.
• Opening and operation of Accounts.
• Nomination.
• KYC requirements.
• Pass Book.
• Minors.
• Partnerships & Companies.

Unit-3: Employment of Bank Funds

• Liquid Assets-Cash in Hand, Cash with RBI & Cash with other Banks.
• Investment in securities.
• Advances - Secured and Unsecured.
• Loans.
• Term Loans.
• Cash Credit.
• Overdraft.
• Discounting of Bills of Exchange.
• Modes of creating charge on Securities.
• Types of Securities.

Unit-4: Negotiable Instruments

• Definition & Characteristics of Cheques.
• Bills of Exchange & Promissory Notes.
• Crossings.
• Endorsements.
• Collection and payment of Cheques.
• Liabilities of Parties.